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Guides for Australian SMEs

Browse articles tailored to Australian SMEs to help you understand cover types, stay compliant, and protect your business with confidence.


From public liability and professional indemnity to business interruption, cyber cover and commercial property, our guides explain how each policy works, common limits and exclusions, and what small businesses should consider by industry—trades, retail, hospitality, contractors and sole traders across Australia.

You’ll also find checklists, risk management tips, and state-based insights on workers' compensation and industry regulations, plus answers to common questions about certificates of currency, claims, premiums and excesses. Explore the articles below for practical advice on choosing tailored, affordable business insurance with New Wave Insurance.

Cover types
Compliance
FAQs
Practical tips