Public Liability Insurance
Your hub for articles that help Australian small businesses understand public liability insurance, what it covers, typical costs, limits and excesses, and how to stay compliant.
Popular Guides and Tips
Discover practical explainers on how public liability insurance works for sole traders and small businesses, from tradies and cafes to retailers, consultants and start-ups. Learn how to choose a cover amount (for example $5m, $10m or $20m), understand exclusions, excesses and limits, and what affects your premium. We also break down contract requirements, venue and council requests, and when you may need to show a certificate of currency.
Find step-by-step advice on getting a quote, comparing insurers, and the claims process if an incident happens on a client’s site or at your premises. Our articles highlight Australian regulations and real-world scenarios across NSW, VIC, QLD and beyond, plus risk management tips to reduce claims and costs. New Wave Insurance, a trusted provider of small business cover in Australia, curates each piece to help you make informed decisions and protect your business with confidence.
What Our Customers Say
Real feedback from our valued customers
Richard R
15 hrs agoGreat Service
Penelope S
yesterdaySo far so good, easy application and renewal process.
Benjamin P
2 days agoSo easy to deal with, simple insurance for older boats
Deep S
2 days agoawesome service
Ben C
3 days agoEasy to use online, haven't needed to claim but covers everything needed.
Miranda W
3 days agoQuick and easy
Jeff F
3 days agothanks for great service
Thomas C
3 days agoSimple renewals with very little admin required
Luke R
4 days agoNever had any issues
Mark A
4 days agoGreat service
Elenora A
5 days agoGreat service
Jennifer B
6 days agoEfficient and simple website. Easy to understand
William and Maria J
6 days agoEasy to contact and renew policy
Craig S
6 days agoEasy-going, no problems. Better price than others, would highly recommend.
Benjamin V
7 days agoGreat insurance offer for my boat, easy to use website, I would recommend!
Gabriella W
7 days agoNo problems
Damien B
a week agoGreat to deal with, highly recommended
Paul G
a week agoReliable service with New Wave Marine over a number of years. Staff always friendly and helpful to talk with
Kylie T
a week agoGreat online service very simple to renew
Danny C
a week agoAffordable and god service. Easy to apply.
Brett W
a week agoEasy to use with quick quotes without a million questions before you find the quote
Learn More
Marine Insurance for all types of boats
Find the right coverage for your vessel
GET A QUOTE
QUICK LINKS
DOCUMENTS
Get a Quote
Instant quotes, instant cover.
- Discount applies to the premium paid for a new New Wave Marine Boat insurance policy initiated online on or after 1 Jan 2021.
- The discount cannot be used in conjunction with any other offer.
- Discounts do not apply to any renewal offer of insurance or mid term endorsement quotes.
- Discounts only apply to the insurance portion of the premium. Discounts are applied before government charges, taxes, levies and fees.
- We reserve the right to change the offer without notice.
- Only applies to New Business quotes
- Only applies to automatic online quotes
- If your quote request is referred to an underwriter they may or may not ask for a survey report