Public Liability Insurance
Your hub for articles that help Australian small businesses understand public liability insurance, what it covers, typical costs, limits and excesses, and how to stay compliant.
Popular Guides and Tips
Discover practical explainers on how public liability insurance works for sole traders and small businesses, from tradies and cafes to retailers, consultants and start-ups. Learn how to choose a cover amount (for example $5m, $10m or $20m), understand exclusions, excesses and limits, and what affects your premium. We also break down contract requirements, venue and council requests, and when you may need to show a certificate of currency.
Find step-by-step advice on getting a quote, comparing insurers, and the claims process if an incident happens on a client’s site or at your premises. Our articles highlight Australian regulations and real-world scenarios across NSW, VIC, QLD and beyond, plus risk management tips to reduce claims and costs. New Wave Insurance, a trusted provider of small business cover in Australia, curates each piece to help you make informed decisions and protect your business with confidence.
What Our Customers Say
Real feedback from our valued customers
Denis C
22 hrs agoAll fine no hassles
Jenny T
yesterdayVery easy insurance to organise
Craig M
yesterdayNew Wave insurance have been easy to deal with and provide excellent cover, can't go wrong.
Theo B
2 days agoGreat service and great prices. Thank you.
Andrew R
3 days agoQuick easy and effortless process for obtaining coverage.
Luke F
3 days agoLong-term customer, due to the value for money policies
Michael A
4 days agoI have been insured with New Wave for many years now with 2 boats and service is excellent and renewal is very quick and simple online
Jason L
4 days agoFast and simple at a competitive price
Albert P
4 days agoBest Boat insurance we have . Easy to deal with and great communication.
Paul N
4 days agoSwitched to New Wave insurance a few years ago and found them to be easy to deal with and much better value than my previous insurer.
Jennifer M
5 days agoThe online process is very user friendly & all enquiries are handled in a timely manner
Loren L
5 days agoFast and efficient
MICHAEL D
5 days agoI've found insuring our yacht with New Wave Marine very easy to use. Their pricing also seems to be very reasonable.
Glenn M
5 days agoalot of back and forth on previous claim
Jennifer M
5 days agoMost user friendly & timely online process
Greg K
6 days agoGreat service. So easy to deal with. So easy to renew my insurance policy
Mark R
7 days agoNew Wave have been a hassel free and easy to follow insurer in my dealings so far.
Taylor P
7 days agoGreat insurer, great service, never had a problem and will continue to insure with New Wave Marine.
Lorna S
7 days agoawesome support from these guys
Sadia S
a week agoVery good price for boat insurance
Shaun F
a week agoEasy to deal with
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- Discount applies to the premium paid for a new New Wave Marine Boat insurance policy initiated online on or after 1 Jan 2021.
- The discount cannot be used in conjunction with any other offer.
- Discounts do not apply to any renewal offer of insurance or mid term endorsement quotes.
- Discounts only apply to the insurance portion of the premium. Discounts are applied before government charges, taxes, levies and fees.
- We reserve the right to change the offer without notice.
- Only applies to New Business quotes
- Only applies to automatic online quotes
- If your quote request is referred to an underwriter they may or may not ask for a survey report